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Mortgage & Finance Broker in Flemington

Local mortgage and finance broking for Flemington — from Victorian terrace renovations to first-home unit and townhouse purchases. Talk to Kensington Finance Consulting.
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Flemington
About Point Cook

Flemington sits right on Melbourne’s doorstep — terrace houses and semi-detached homes from the Victorian and Edwardian eras sit alongside 1960s and ’70s walk-up flats, giving the suburb one of the widest mixes of housing types and buyer profiles in the inner west. That range means we see everything here, from a first-home buyer purchasing an older unit near Racecourse Road to a family refinancing a renovated terrace.

It’s a similar story just up the road in Ascot Vale, and further west in Footscray, so if you’re comparing the inner west, we can help you weigh up more than one suburb.

Financing in Flemington:
what's different here

A genuinely mixed housing stock.
Between heritage terraces, semi-detached homes, and older walk-up flats, Flemington has more variation in property type than most inner suburbs — which means lender appetite and valuation approach can vary a lot from one purchase to the next. Our Home Loans team structures finance around the specific property type, not a one-size-fits-all approach.
First-home buyers and older units.
Flemington’s older unit stock is often more affordable than the terrace market, making it a common entry point for first-home buyers. If that’s you, talk to us about what you’re eligible for under current first-home buyer settings.
Renovation and extension finance.
Many of Flemington’s Victorian and Edwardian terraces are being renovated rather than knocked down, and that renovation work is a large part of what our Home Loans construction lending covers locally.
Small business along Racecourse Road.
Flemington’s retail and hospitality strip supports a mix of small businesses and self-employed residents, which is exactly where our Commercial & Business Finance service comes in — for equipment, fit-out, or cash flow needs.
Multiple income streams and complex finance.
With a mix of professionals, students, and long-term residents, we see plenty of clients with more than one income source or an investment property already in the mix. Our StStrategic Finance Brokerage service is where we sort through that complexity.
Our Services

Discover our range of tailored loan solutions and expert financial Broker.

mortgage broker melbourne

Home Loans in Flemington

terrace renovations, first-home units, refinancing
See How It Works
commercial-loan-melbourne

Commercial & Business Finance

for Racecourse Road’s small business community
See How It Works
personal-loans-melbourne

Personal Loans

vehicle finance, renovations, debt consolidation
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Strategic Finance Brokerage

structuring finance across multiple properties or income sources
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Ask Questions

Frequently Asked
Questions

Is it easier to get finance for a unit or a terrace house in Flemington?
Both are common here, but lenders sometimes apply stricter criteria to older walk-up flats (building size, owners corporation health) than to houses. We can check how a specific property is likely to be viewed before you make an offer.
Usually a construction loan with staged payments tied to renovation milestones. If the property has a heritage overlay, that can affect what you’re able to change, which is worth checking early.
Yes, particularly through the older unit market, which tends to be more affordable than the terrace-house market. We can talk through what you qualify for.
Yes — we regularly work in Ascot Vale and Footscray as well.
Our Testimonials

What Our Clients Say About Us

Thai was amazing. After a horrible experience with an Aussie broker who had little to no communication, I was extremely stressed due to a tight deadline. A family member then recommended Thai, and from the moment I made contact, she put me at ease.

Graham Middleton Client

Thai did a fantastic job in helping me achieve my financial goals. Her depth of knowledge was amazing and she genuinely cared about getting the right loan for me. I have recommended her to friends and family and will definitely use her again.

Z Bulus Client

Ready to Secure Your Financial Future in Flemington?

Stop guessing which bank will accept your application or which structure will serve you best. Let’s build an actionable, risk-aware finance strategy together.
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